Terms and Conditions - Financial Planning Subscription

Introduction and Agreement

These terms and conditions govern your use of velmariquahub.com's financial planning subscription service, including access to investment strategy resources, portfolio management guidance, and financial advisory content.

I agree to the

Definitions

For the purposes of this agreement:

  • "Service": Refers to our financial planning subscription platform, investment strategy content, portfolio management tools, and related financial advisory resources
  • "Subscriber": Any individual or entity that has purchased access to our financial planning subscription service
  • "Content": All financial planning materials, investment strategy guides, portfolio management resources, and educational content provided through our platform

Acceptable Use

Your use of our financial planning subscription service is subject to the following conditions:

Permitted Uses

  • Personal use of financial planning resources and investment strategy content for your own portfolio management
  • Educational use of our wealth building materials and financial advisory guidance
  • Sharing insights from our content with your personal financial advisor for consultation purposes

Prohibited Uses

  • Redistributing, reselling, or commercially exploiting our proprietary financial planning methodologies
  • Copying or reproducing our investment strategy content for public distribution
  • Using our service for illegal activities or fraudulent purposes
  • Attempting to reverse engineer or compromise our platform's security features

Account Responsibilities

As a subscriber to our financial planning service, you are responsible for:

  • Maintaining the confidentiality of your account credentials and login information
  • Providing accurate personal and financial information for service customization
  • Notifying us immediately of any unauthorized use of your account

Payment Terms and Billing

Our financial planning subscription service operates on a monthly billing cycle:

Monthly subscription fee of R849 is charged automatically to your selected payment method

Refunds are available within 7 days of initial subscription or billing errors only

Billing occurs monthly on the anniversary date of your subscription activation

Intellectual Property Rights

All financial planning methodologies, investment strategy frameworks, portfolio management techniques, and proprietary content remain the exclusive property of velmariquahub.com.

Your subscription grants you a limited, non-transferable license to access and use our financial planning content for personal investment purposes only.

Disclaimers and Warranties

Our financial planning subscription service is provided for educational and informational purposes. We make no guarantees about investment returns or portfolio performance.

The service is provided "as is" without warranties of any kind, expressed or implied, regarding the accuracy of financial advice or investment outcomes.

Limitation of Liability

velmariquahub.com shall not be liable for any investment losses, missed opportunities, or financial damages resulting from the use of our subscription service.

Our liability is limited to the amount paid for your subscription in the preceding 12 months.

Indemnification

You agree to indemnify velmariquahub.com against any claims arising from your use of our financial planning service or violation of these terms.

Termination

Either party may terminate the subscription with 30 days written notice. We reserve the right to terminate immediately for violations of these terms.

Upon termination, your access to financial planning content and platform features will cease immediately.

Governing Law

These terms are governed by the laws of South Africa and any disputes will be resolved in South African courts.

You consent to the exclusive jurisdiction of South African courts for any legal proceedings.

Changes to Terms

We may modify these terms with 30 days notice. Continued use of the service constitutes acceptance of updated terms.

Contact Information

For questions about these terms or our financial planning subscription service:

velmariquahub.com

velmariquahub.com, 2 Church Street, Pretoria, 0002, South Africa

legal@velmariquahub.com

Effective Date: June 14, 2025

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